Multicard’s multiapplication cards enable people a simple and effecient way to securely use their identity for a variety of different purposes without the need to have multiple credentials. Multicard brings together various applications often from disparate systems onto a single card for the convenience of the end-user to benefit from the multiples uses of a single card. The possiblities for multifunctional cards are virtually endless including payment systems, bonus programmes and access control/identity management and much more.